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Polar, Lemon Squeezy, and Paddle for merchant-of-record billing on a Next.js SaaS in 2026: real fees, the open-source pick, the Stripe angle, and honest where-each-loses.
Stripe acquired Lemon Squeezy and now sells its own merchant of record, so the real 2026 question is whether you rent that role to Paddle, Polar, or Stripe, or stay a raw Stripe processor. Real fees, honest tradeoffs, and which your Next.js SaaS should pick.
ShipGarden's hands-on June 2026 review of Medusa.js v2 (v2.17.1) as the open-source headless commerce backend for Next.js. Five deploy paths, real cost-per-100-orders numbers, payments via Stripe Paddle and Polar.sh, and the v1-to-v2 migration story you don't want to volunteer for.
